Qualified Charitable Distribution (QCD)
Make a Difference with a
Qualified Charitable Distribution (QCD)
Starting at age 70½, a QCD is a direct transfer of money from your IRA provider, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions (RMDs) for the year, as long as certain rules are met.
Donation Rules:
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Age: You must be 70½ or older to donate a QCD.
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Contribution limit: The most an individual can donate in a calendar year, across all charities, is $111,000. If you file taxes jointly, your spouse can donate up to $111,000 from their IRA as well.
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Eligible accounts: QCDs can be made from most IRAs, including:
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Traditional IRAs
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Rollover IRAs
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Inherited IRAs
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SEP IRAs (inactive plans only)
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SIMPLE IRAs (inactive plans only)*
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Under certain circumstances, Roth IRAs
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If you would like to make a Qualified Charitable Distribution (QCD) to RSVP Volunteers, please request your IRA custodian/administrator to send the distribution directly from your IRA to RSVP Volunteers.
RSVP Volunteers information:
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Organization: RSVP Volunteers
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Mailing Address:
680 American Avenue, Suite 302
King of Prussia, PA 19406 -
EIN: 23-2121691
Typical steps:
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Contact your IRA administrator.
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Request a Qualified Charitable Distribution.
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Provide RSVP Volunteers' name, mailing address, and EIN.
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Ask that the check be made payable to RSVP Volunteers.
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Notify us at micheles@rsvpmc.org so we can thank you and direct your donation to the programs you care about most.
Sample language when requesting a Qualified Charitable Distribution from your IRA:
"Please issue a Qualified Charitable Distribution from my IRA payable to RSVP Volunteers, EIN 23-2121691, and mail it to 680 American Avenue, Suite 302, King of Prussia, PA 19406."